Frequent Asked Questions

We compile a list of questions that are asked by our customers.

If you can't find the answers you are looking for, please email our friendly

team at support@kamoa.app

About Kamoa

Kamoa Kenya

Kamoa Nigeria

About Kamoa

Kamoa Kenya

Kamoa Nigeria

What is Kamoa

Kamoa is a financial credit marketplace. We help individuals and businesses build and take control of their digital credit profile and connect them with trusted local lenders.

What is Kamoa

Kamoa is a financial credit marketplace. We help individuals and businesses build and take control of their digital credit profile and connect them with trusted local lenders.

What is a TrustScore

What is a TrustScore

How can I improve my TrustScore?

How can I improve my TrustScore?

How is a TrustScore different from a credit score?

How is a TrustScore different from a credit score?

How does Kamoa determine my TrustScore?

How does Kamoa determine my TrustScore?

How do I get a loan?

How do I get a loan?

Why have not recieved a loan offer?

Why have not recieved a loan offer?

Is Kamoa a lender?

Is Kamoa a lender?

How does Kamoa help me improve my score?

How does Kamoa help me improve my score?

Why has my Kamoa TrustScore gone down?

Why has my Kamoa TrustScore gone down?

What can I do to prevent my score from dropping?

What can I do to prevent my score from dropping?

Is my data safe with Kamoa?

Is my data safe with Kamoa?

KAMOA APP Ltd is a company incorporated and registered in Mauritius with company number 192016 and its registered office address is at c/o Ocorian Corporate Services Limited Wall Street Level 6, Tower A, 1 Exchange Square EBENE.

Company

About Us

Kenya

Nigeria

Lenders

TrustScore

Refer a friend

scalable technology

Policy

Terms and Conditions Kenya

Terms and Conditions Nigeria

Privacy Policy Kenya

Privacy Policy Nigeria

Delete my data

Frequent Asked Questions

Your Data

Kamoa is not a lender

We help users find the best loans available to them.

The lenders on the Kamoa platform offer loans from 500 Ksh to 1.5m Ksh or from 1,500 Nairas to 5m Nairas. Loan terms range from 9 weeks to 10 years. Interest rates range depending on product and lender, with a maximum daily interest rate of 0.8% (0.48% per day representative)

Interest rates vary depending on a number of factors including your repayment history. All interest rates are presented to users of Kamoa via a payment schedule and on the pre-agreement, before any loan agreement is made. There are no additional fees associated with the loans Kamoa lenders make available on the app.

Representative example: If you borrow Ksh 2,000 Over 9 weeks At 0.48% per day (174% APR), you would make nine repayments of Ksh 233,35 per week. You would repay Ksh 1600.52 in total. The total cost of credit Would be Ksh 600.52. Kamoa is a free service and there are no additional fees for users.

KAMOA APP Ltd is a company incorporated and registered in Mauritius with company number 192016 and its registered office address is at c/o Ocorian Corporate Services Limited Wall Street Level 6, Tower A, 1 Exchange Square EBENE.

Company

About Us

Kenya

Nigeria

Lenders

TrustScore

Refer a friend

scalable technology

Policy

Terms and Conditions Kenya

Terms and Conditions Nigeria

Privacy Policy Kenya

Privacy Policy Nigeria

Delete my data

Frequent Asked Questions

Your Data

Kamoa is not a lender

We help users find the best loans available to them.

The lenders on the Kamoa platform offer loans from 500 Ksh to 1.5m Ksh or from 1,500 Nairas to 5m Nairas. Loan terms range from 9 weeks to 10 years. Interest rates range depending on product and lender, with a maximum daily interest rate of 0.8% (0.48% per day representative)

Interest rates vary depending on a number of factors including your repayment history. All interest rates are presented to users of Kamoa via a payment schedule and on the pre-agreement, before any loan agreement is made. There are no additional fees associated with the loans Kamoa lenders make available on the app.

Representative example: If you borrow Ksh 2,000 Over 9 weeks At 0.48% per day (174% APR), you would make nine repayments of Ksh 233,35 per week. You would repay Ksh 1600.52 in total. The total cost of credit Would be Ksh 600.52. Kamoa is a free service and there are no additional fees for users.

KAMOA APP Ltd is a company incorporated and registered in Mauritius with company number 192016 and its registered office address is at c/o Ocorian Corporate Services Limited Wall Street Level 6, Tower A, 1 Exchange Square EBENE.

Company

About Us

Kenya

Nigeria

Lenders

TrustScore

Refer a friend

scalable technology

Policy

Terms and Conditions Kenya

Terms and Conditions Nigeria

Privacy Policy Kenya

Privacy Policy Nigeria

Delete my data

Frequent Asked Questions

Your Data

Kamoa is not a lender

We help users find the best loans available to them.

The lenders on the Kamoa platform offer loans from 500 Ksh to 1.5m Ksh or from 1,500 Nairas to 5m Nairas. Loan terms range from 9 weeks to 10 years. Interest rates range depending on product and lender, with a maximum daily interest rate of 0.8% (0.48% per day representative)

Interest rates vary depending on a number of factors including your repayment history. All interest rates are presented to users of Kamoa via a payment schedule and on the pre-agreement, before any loan agreement is made. There are no additional fees associated with the loans Kamoa lenders make available on the app.

Representative example: If you borrow Ksh 2,000 Over 9 weeks At 0.48% per day (174% APR), you would make nine repayments of Ksh 233,35 per week. You would repay Ksh 1600.52 in total. The total cost of credit Would be Ksh 600.52. Kamoa is a free service and there are no additional fees for users.