Building Africa's Digital Finance Infrastructure
platforms
Two platforms. Built for their markets.
b2c & B2B
Marketplace
A mobile app for consumers to access personalised financial tips & products
An API & SDK Catalog for banks & telcos to access bureau & alternative data
b2b2c
Embedded Finance
A platform to operate financial products (credit, savings, insurance) in mobile money ecosystems
A risk scoring Agent built on mobile wallet & behavioural data
A marketing Agent to orchestrate multi-product campaigns
Why different models
The market decides the platform
Marketplace
Fragmented markets create a discovery challenge for consumers. The marketplace solves this through aggregation, comparison and offer matching.
Embedded Finance
Where mobile wallet adoption is high, MNOs have a distribution advantage. Embedded Finance lets them reach millions without consumer acquisition costs.
New markets
Every expansion maps to one of the two platforms. We don't build from scratch each time.
