Privacy and Cookie Policies
Privacy and Cookie Policies
Nigeria
This privacy policy applies to all individuals who supply personal data to us and sets out how we use your personal data in relation to the supply our Services. This privacy policy sets out how we use your personal data as data controller.
Who we are?
We are KAMOA APP Ltd (hereafter referred to as “Kamoa” “we” and “us”) a company incorporated and registered in Mauritius with company number 192016 and its registered office address is at c/o Ocorian Corporate Services Limited Wall Street Level 6, Tower A, 1 Exchange Square EBENE. We are the data controller of your personal data for the purposes of the UK General Data Protection Regulation. Our Data protection officer can be reached at privacy@kamoa.app.
What Personal Data Do we collect?
The Types of Personal Data We Collect and Use
We may collect and use the following information about you:
Information you share with us.This is the information about you or relating to you that is voluntarily shared by you on our mobile app. Information you share with us may include, without limitation, postings that you make on our Service (including your public profile, name, identification number, address, email address, social media login details, telephone number, information about your device, your browsing records, the comments you make on our Service, as well as account and billing details, the lists you create, and photos, videos and voice recordings as accessed with your prior consent through your device settings you turn on), any postings from others that you re-post and location data and log data associated with such postings. Information you share with us also includes information about you (including location data and log data) that others who are using our Service share about you. Information you share with us will remain publicly available for so long as you or a user that has shared such information retains it.
Information you share from your social networks. If you choose to link our Service to your social network or public forum account (including without limitation Facebook, Twitter or Google account), you may provide us or allow your social network to provide us with information from your social network or public forum accounts. This data may include your use of our Service on such public forums and/or social networks. For further information as to how and for what purpose the social network provider processes your data, please see their privacy policies.
Information on Your Device. We automatically collect certain data from you, including IP address or other unique device identifiers such as Google advertising ID, Android ID, Identifier for Advertising, Cookies (as defined below), mobile carrier, time zone and locale setting, operating system and platform, hardware and software versions, battery level, signal strength, available storage space, browser type, app and file names and types, Bluetooth signals, International Mobile Equipment Identity, International Mobile Subscriber Identity, data from device settings: information you allow us to receive through device settings you turn on, such as access to your GPS location, photos, videos and voice recordings and such other information on your device. Any automated decision-making, including profiling, based on the data automatically collected from you, will solely be used in optimizing the Services and tailoring it to your preferences.
Behavioural information we collect about you. We also collect information regarding your use of the Services, e.g. your comments on our Service or any other content that you posted on or through the Service, views and interactions on our mobile app. In addition, we link your contact or subscriber information with your activity on our Service across all your devices using your email or social media log-in details, engagement (including without limitation likes, shares, comments, repeated views) and relate users based on your behaviour. Finally, we collect opt-ins and communication preferences.
Location data. We may collect and process information about your location, including location information based on your SIM card, IP address or mobile device location settings, and if activated on your mobile device, by use of a Global Positioning System (GPS). We may use such information to provide you with location-based services, such as features, notifications, marketing, or other content that is influenced by your location. If you do not wish to share your GPS location with us, you can switch off GPS functionality on your mobile device.
Metadata. When you post content, including images, text and audio to our Service, you automatically upload certain metadata that is connected to the content. In essence, metadata describes other data and provides information about your content that will not always be evident to the viewer. In connection with your content, the metadata can describe how, when and by whom the piece of content was collected and how that content is formatted. It further includes information such as your account name that enables other users to trace back the content to your user account. Metadata will further consist of additional data that you chose to provide with the content, e.g. any hashtags used to mark keywords to the comments.
Information from third parties. We may receive information if you use any of the other websites we operate or other Services we provide. We may also receive information from third parties (such as advertising networks and analytics providers) and from other sources, including business directories and other commercially or publicly available sources.
Contact Information. We may collect contact information from your contact list, address book and your social network to help you and others find people you may know and enable you to link our Service with the contact lists on your device and/or in your account on third party services. We will ask for your consent to access your contact list and address book before doing so. You may at any time allow or disallow us to access your contact list and address book by changing your settings.
Other information. We may collect additional information from or about you when you communicate with us, contact our customer support teams or respond to a survey.
Third-party Services. If you create an account to use our Service by connecting with a third-party service, such as Facebook, Google, Instagram, Whatsapp or Email, we may collect information from such third-party service, including without limitation your third-party service username, gender, profile image, birthday and third-party service contact list.
How Do We Process Personal Data?
We may process your personal data for a variety of reasons that are justified under data protection laws in the UK and European Economic Area (EEA).
To operate the App and provide the Services, including to:
authenticate your access to an Account
communicate with you about your Account, the App, the Services, or Kamoa
To allow you to participate in interactive features of our Service, when you choose to do so;
To personalize the content you receive and provide you with tailored content that will be of interest to you;
To improve and develop Kamoa products and services and conduct product development;
To measure and understand the effectiveness of our recommendation and service we offer to you and others;
To provide you with tailored services based on the country settings you have chosen, such as recommendations and other content that is related to the country settings;
create an account connection between your Account and a third-party account or platform
perform creditworthiness and other financial standing checks, evaluate applications, and compare information for accuracy and verification purposes,
To make suggestions and recommendations to you and other users of our Service about goods or services that will interest you or them;
To allow other users to identify you as a user of the Service and to support the socializing function of the Services;
keep your Account and financial information up to date.
To manage our business needs, such as monitoring, analysing, and improving the Services and the Sites’ performance and functionality. For example, we analyse User behaviour and perform research about the way you use our Services.
To manage risk and protect the Sites, the Services and you from fraud by verifying your identity. Kamoa’s risk and fraud tools use Personal Data, Device Information, Technical Usage Data and Geolocation Information, from our Sites and App to help detect and prevent fraud and abuse of the Services.
To comply with our obligations and to enforce the terms of our Sites and Services, including to comply with all applicable laws and regulations.
For our legitimate interests, including to:
enforce the terms of our Sites and Services;
manage our everyday business needs, such as monitoring, analysing;
manage risk, fraud, and abuse of Kamoa Services;
anonymise Personal data in order to provide aggregated statistical data to third parties, including other businesses and members of the public, about how, when, and why Users visit our Sites and use our Services; and
conduct business to business marketing; and
provide personalised Services (also called interest-based marketing) offered by Kamoa on third-party websites and online services. We may use your Personal Data and other information collected in accordance with this Privacy Statement to provide a targeted display, feature or offer to you on third-party websites.
make it easier for you to find and connect with others. For instance, if you let us access your contacts or when your Account profile is public, we can suggest connections with people you may know and help others connect with you to send you money by letting them find your profile when they search for you by name, username, email, or mobile number on Kamoa. We may also associate information that we learn about you through your and your contacts’ use of the Services, and information you and others provide, to suggest people you may know or may want to transact with through our Services. Social functionality and features designed to simplify your use of the Services with others vary by Service.
With your consent, including:
To market to you about Kamoa’s products and Services and the products and services of unaffiliated businesses. We may also Process your Personal Data to tailor the marketing content and certain Services or Site experiences to better match your interests on Kamoa’s and other third-party websites.
To use cookies and other tracking technologies to provide a targeted display, feature, Service or offer to you and/or to work with other third-parties such as merchants, advertising or analytics companies to provide these personalised services (also called interest-based marketing).
To provide you with location-specific options, functionality or offers if you elect to share your Geolocation Information through the Services. We will use this information to enhance the security of the Sites and Services and provide you with location-based Services, such as advertising, search results, and other personalised (also called interest-based marketing) content.
To respond to your requests, for example to contact you about a question you submitted to our customer service team.
You can withdraw your consent at any time and free of charge by contacting us via the mobile App.
Why do We retain Personal Data
We retain Personal Data in an identifiable format for the least amount of time necessary to fulfil our legal or regulatory obligations and for our business purposes. We may retain Personal Data for longer periods than required by law if it is in our legitimate business interests and not prohibited by law. If your Account is closed, we may take steps to mask Personal Data and other information, but we reserve our ability to retain and access the data for so long as required to comply with applicable laws. We will continue to use and disclose such Personal data in accordance with this Privacy Policy.
How we share your information
We may share your Personal Data or other information about you with others in a variety of ways as described in this section of the Privacy Policy. We may share your Personal Data or other information for the following reasons:
With other members of the Kamoa Group: We may share your Personal Data with members of the Kamoa family of entities to, among other things, provide the Services you have requested or authorised; to manage risk; to help detect and prevent potentially illegal and fraudulent acts and other violations of our policies and agreements and to help us manage the availability and connectivity of Kamoa products, Services, and communications.
With other companies that provide services to us: We share Personal Data with third-party service providers that perform services and functions at our direction and on our behalf. These third-party service providers may, for example, provide you with Services, verify your identity, assist in processing transactions, send you advertisements for our products and services, or provide customer support.
With other financial institutions: We share Personal Data with other financial institutions that we have partnered with to jointly create and offer a product. These financial institutions may only use this information to market and offer Kamoa-related products, unless you have given consent for other uses. We may also share Personal Data to process transactions, provide you with benefits associated with your eligible cards, and keep your financial information up to date.
With other third parties for our business purposes or as permitted or required by law: We may share information about you with other parties for Kamoa’s business purposes or as permitted or required by law, including:
if we need to do so to comply with a law, legal process or regulations;
to law enforcement authorities or other government officials, or other third parties pursuant to a subpoena, a court order or other legal process or requirement applicable to Kamoa or Kamoa’s Group;
if we believe, in our sole discretion, that the disclosure of Personal Data is necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation of suspected or actual illegal activity;
to protect the vital interests of a person;
with credit agencies and data processors for credit reference checks and anti-fraud and compliance purposes;
to investigate violations of or enforce a user agreement or other legal terms applicable to any Service;
to protect our property, Services and legal rights;
to facilitate a purchase or sale of all or part of Kamoa’s business;
to help assess and manage risk and prevent fraud against us, our Users and fraud involving our Sites or use of our Services, including fraud that occurs at or involves our business partners, strategic ventures, or other individuals, and merchants;
to banking partners as required by card association rules for inclusion on their list of terminated merchants;
to credit reporting and collection agencies;
to companies that we plan to merge with or be acquired by; and
to support our audit, compliance, and corporate governance functions.
With your consent: We also will share your Personal Data and other information with your consent or direction, including if you authorise an account connection with a third-party account or platform.
In addition, Kamoa may provide aggregated statistical data to third parties, including other businesses and members of the public, about how, when, and why Users visit our Sites and use our Services. This data will not personally identify you or provide information about your use of the Sites or Services. We do not share your Personal Data with third parties for their marketing purposes without your consent.
Transfer of Data
Our operations are supported by a network of computers, cloud-based servers, and other infrastructure and information technology, including, but not limited to, third-party service providers.
The parties mentioned above may be established in jurisdictions other than your own and outside the European Economic Area. These countries do not always afford an equivalent level of privacy protection. We have taken specific steps, in accordance with EEA and UK data protection law, to protect your Personal Data. Other transfers may be based on contractual protections. Please contact us for more information about this.
If you make transactions with parties outside the EEA, UK or connect our Service with platforms, such as social media, outside the EEA or UK, we are required to transfer your Personal Data with those parties in order to provide the requested Service to you.
Security of your data
In order to protect your personal data, we have appropriate organisational and technical security measures. We follow security procedures in the storage and disclosure of information that you have given to us in order to prevent, as far as possible, any unauthorised access. These measures include ensuring our internal IT systems are suitably secure and implementing procedures to deal with any suspected data breach. However, due to the nature of the medium, we are unable to provide any guarantee that information stored by us will not be subject to unauthorised access and any transmission is at your own risk.
In the unlikely event of a data breach, we will take steps to mitigate any loss or destruction of data and, if required, will notify you and any applicable authority of such a breach.
Your rights
Subject to limitations set out in EEA and UK data protection laws, you have certain rights in respect of your Personal Data. In particular, you have a right of access, rectification, restriction, opposition, erasure and data portability. Please contact us by emailing privacy@kamoa.app or via the mobile app. if you wish to exercise these rights. If you wish to complete an access request to all personal data that Kamoa holds on you, please note that photo identity will be required to prove your identity.
If you have an Account with any of our Services, you generally can review and edit Personal Data in the Account by logging in and updating the information directly. We may use automated decision-making for decisions concerning credit with your consent
We hope that we can address any concerns you may have, but you can always contact the Information Commissioners Office (ICO) at www.ico.org.uk.
Cookies policy
We collect data about how you interact with our website through the use of cookies in order to enhance your experience. You will be asked to opt-in to all non-essential cookies when you visit our site. Our website uses cookies to distinguish you from other users of our website. A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer’s hard drive. You can find out more information about cookies at www.allaboutcookies.org. We use cookies to enhance the online experience of our visitors and to better understand how our Site is used. Cookies may tell us, for example, whether you have visited our site before or whether you are a new visitor. They can also help to ensure that adverts you see online are more relevant to you and your interests. When you browse the Site, we automatically receive your computer’s internet protocol (IP) address. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site.
If for any reason you wish to not take advantage of Cookies, you may disable Cookies by changing the settings on your browser. However, if you do so, this will affect your enjoyment of our Service and we will no longer be able to offer to you personalized content.
This privacy policy applies to all individuals who supply personal data to us and sets out how we use your personal data in relation to the supply our Services. This privacy policy sets out how we use your personal data as data controller.
Who we are?
We are KAMOA APP Ltd (hereafter referred to as “Kamoa” “we” and “us”) a company incorporated and registered in Mauritius with company number 192016 and its registered office address is at c/o Ocorian Corporate Services Limited Wall Street Level 6, Tower A, 1 Exchange Square EBENE. We are the data controller of your personal data for the purposes of the UK General Data Protection Regulation. Our Data protection officer can be reached at privacy@kamoa.app.
What Personal Data Do we collect?
The Types of Personal Data We Collect and Use
We may collect and use the following information about you:
Information you share with us.This is the information about you or relating to you that is voluntarily shared by you on our mobile app. Information you share with us may include, without limitation, postings that you make on our Service (including your public profile, name, identification number, address, email address, social media login details, telephone number, information about your device, your browsing records, the comments you make on our Service, as well as account and billing details, the lists you create, and photos, videos and voice recordings as accessed with your prior consent through your device settings you turn on), any postings from others that you re-post and location data and log data associated with such postings. Information you share with us also includes information about you (including location data and log data) that others who are using our Service share about you. Information you share with us will remain publicly available for so long as you or a user that has shared such information retains it.
Information you share from your social networks. If you choose to link our Service to your social network or public forum account (including without limitation Facebook, Twitter or Google account), you may provide us or allow your social network to provide us with information from your social network or public forum accounts. This data may include your use of our Service on such public forums and/or social networks. For further information as to how and for what purpose the social network provider processes your data, please see their privacy policies.
Information on Your Device. We automatically collect certain data from you, including IP address or other unique device identifiers such as Google advertising ID, Android ID, Identifier for Advertising, Cookies (as defined below), mobile carrier, time zone and locale setting, operating system and platform, hardware and software versions, battery level, signal strength, available storage space, browser type, app and file names and types, Bluetooth signals, International Mobile Equipment Identity, International Mobile Subscriber Identity, data from device settings: information you allow us to receive through device settings you turn on, such as access to your GPS location, photos, videos and voice recordings and such other information on your device. Any automated decision-making, including profiling, based on the data automatically collected from you, will solely be used in optimizing the Services and tailoring it to your preferences.
Behavioural information we collect about you. We also collect information regarding your use of the Services, e.g. your comments on our Service or any other content that you posted on or through the Service, views and interactions on our mobile app. In addition, we link your contact or subscriber information with your activity on our Service across all your devices using your email or social media log-in details, engagement (including without limitation likes, shares, comments, repeated views) and relate users based on your behaviour. Finally, we collect opt-ins and communication preferences.
Location data. We may collect and process information about your location, including location information based on your SIM card, IP address or mobile device location settings, and if activated on your mobile device, by use of a Global Positioning System (GPS). We may use such information to provide you with location-based services, such as features, notifications, marketing, or other content that is influenced by your location. If you do not wish to share your GPS location with us, you can switch off GPS functionality on your mobile device.
Metadata. When you post content, including images, text and audio to our Service, you automatically upload certain metadata that is connected to the content. In essence, metadata describes other data and provides information about your content that will not always be evident to the viewer. In connection with your content, the metadata can describe how, when and by whom the piece of content was collected and how that content is formatted. It further includes information such as your account name that enables other users to trace back the content to your user account. Metadata will further consist of additional data that you chose to provide with the content, e.g. any hashtags used to mark keywords to the comments.
Information from third parties. We may receive information if you use any of the other websites we operate or other Services we provide. We may also receive information from third parties (such as advertising networks and analytics providers) and from other sources, including business directories and other commercially or publicly available sources.
Contact Information. We may collect contact information from your contact list, address book and your social network to help you and others find people you may know and enable you to link our Service with the contact lists on your device and/or in your account on third party services. We will ask for your consent to access your contact list and address book before doing so. You may at any time allow or disallow us to access your contact list and address book by changing your settings.
Other information. We may collect additional information from or about you when you communicate with us, contact our customer support teams or respond to a survey.
Third-party Services. If you create an account to use our Service by connecting with a third-party service, such as Facebook, Google, Instagram, Whatsapp or Email, we may collect information from such third-party service, including without limitation your third-party service username, gender, profile image, birthday and third-party service contact list.
How Do We Process Personal Data?
We may process your personal data for a variety of reasons that are justified under data protection laws in the UK and European Economic Area (EEA).
To operate the App and provide the Services, including to:
authenticate your access to an Account
communicate with you about your Account, the App, the Services, or Kamoa
To allow you to participate in interactive features of our Service, when you choose to do so;
To personalize the content you receive and provide you with tailored content that will be of interest to you;
To improve and develop Kamoa products and services and conduct product development;
To measure and understand the effectiveness of our recommendation and service we offer to you and others;
To provide you with tailored services based on the country settings you have chosen, such as recommendations and other content that is related to the country settings;
create an account connection between your Account and a third-party account or platform
perform creditworthiness and other financial standing checks, evaluate applications, and compare information for accuracy and verification purposes,
To make suggestions and recommendations to you and other users of our Service about goods or services that will interest you or them;
To allow other users to identify you as a user of the Service and to support the socializing function of the Services;
keep your Account and financial information up to date.
To manage our business needs, such as monitoring, analysing, and improving the Services and the Sites’ performance and functionality. For example, we analyse User behaviour and perform research about the way you use our Services.
To manage risk and protect the Sites, the Services and you from fraud by verifying your identity. Kamoa’s risk and fraud tools use Personal Data, Device Information, Technical Usage Data and Geolocation Information, from our Sites and App to help detect and prevent fraud and abuse of the Services.
To comply with our obligations and to enforce the terms of our Sites and Services, including to comply with all applicable laws and regulations.
For our legitimate interests, including to:
enforce the terms of our Sites and Services;
manage our everyday business needs, such as monitoring, analysing;
manage risk, fraud, and abuse of Kamoa Services;
anonymise Personal data in order to provide aggregated statistical data to third parties, including other businesses and members of the public, about how, when, and why Users visit our Sites and use our Services; and
conduct business to business marketing; and
provide personalised Services (also called interest-based marketing) offered by Kamoa on third-party websites and online services. We may use your Personal Data and other information collected in accordance with this Privacy Statement to provide a targeted display, feature or offer to you on third-party websites.
make it easier for you to find and connect with others. For instance, if you let us access your contacts or when your Account profile is public, we can suggest connections with people you may know and help others connect with you to send you money by letting them find your profile when they search for you by name, username, email, or mobile number on Kamoa. We may also associate information that we learn about you through your and your contacts’ use of the Services, and information you and others provide, to suggest people you may know or may want to transact with through our Services. Social functionality and features designed to simplify your use of the Services with others vary by Service.
With your consent, including:
To market to you about Kamoa’s products and Services and the products and services of unaffiliated businesses. We may also Process your Personal Data to tailor the marketing content and certain Services or Site experiences to better match your interests on Kamoa’s and other third-party websites.
To use cookies and other tracking technologies to provide a targeted display, feature, Service or offer to you and/or to work with other third-parties such as merchants, advertising or analytics companies to provide these personalised services (also called interest-based marketing).
To provide you with location-specific options, functionality or offers if you elect to share your Geolocation Information through the Services. We will use this information to enhance the security of the Sites and Services and provide you with location-based Services, such as advertising, search results, and other personalised (also called interest-based marketing) content.
To respond to your requests, for example to contact you about a question you submitted to our customer service team.
You can withdraw your consent at any time and free of charge by contacting us via the mobile App.
Why do We retain Personal Data
We retain Personal Data in an identifiable format for the least amount of time necessary to fulfil our legal or regulatory obligations and for our business purposes. We may retain Personal Data for longer periods than required by law if it is in our legitimate business interests and not prohibited by law. If your Account is closed, we may take steps to mask Personal Data and other information, but we reserve our ability to retain and access the data for so long as required to comply with applicable laws. We will continue to use and disclose such Personal data in accordance with this Privacy Policy.
How we share your information
We may share your Personal Data or other information about you with others in a variety of ways as described in this section of the Privacy Policy. We may share your Personal Data or other information for the following reasons:
With other members of the Kamoa Group: We may share your Personal Data with members of the Kamoa family of entities to, among other things, provide the Services you have requested or authorised; to manage risk; to help detect and prevent potentially illegal and fraudulent acts and other violations of our policies and agreements and to help us manage the availability and connectivity of Kamoa products, Services, and communications.
With other companies that provide services to us: We share Personal Data with third-party service providers that perform services and functions at our direction and on our behalf. These third-party service providers may, for example, provide you with Services, verify your identity, assist in processing transactions, send you advertisements for our products and services, or provide customer support.
With other financial institutions: We share Personal Data with other financial institutions that we have partnered with to jointly create and offer a product. These financial institutions may only use this information to market and offer Kamoa-related products, unless you have given consent for other uses. We may also share Personal Data to process transactions, provide you with benefits associated with your eligible cards, and keep your financial information up to date.
With other third parties for our business purposes or as permitted or required by law: We may share information about you with other parties for Kamoa’s business purposes or as permitted or required by law, including:
if we need to do so to comply with a law, legal process or regulations;
to law enforcement authorities or other government officials, or other third parties pursuant to a subpoena, a court order or other legal process or requirement applicable to Kamoa or Kamoa’s Group;
if we believe, in our sole discretion, that the disclosure of Personal Data is necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation of suspected or actual illegal activity;
to protect the vital interests of a person;
with credit agencies and data processors for credit reference checks and anti-fraud and compliance purposes;
to investigate violations of or enforce a user agreement or other legal terms applicable to any Service;
to protect our property, Services and legal rights;
to facilitate a purchase or sale of all or part of Kamoa’s business;
to help assess and manage risk and prevent fraud against us, our Users and fraud involving our Sites or use of our Services, including fraud that occurs at or involves our business partners, strategic ventures, or other individuals, and merchants;
to banking partners as required by card association rules for inclusion on their list of terminated merchants;
to credit reporting and collection agencies;
to companies that we plan to merge with or be acquired by; and
to support our audit, compliance, and corporate governance functions.
With your consent: We also will share your Personal Data and other information with your consent or direction, including if you authorise an account connection with a third-party account or platform.
In addition, Kamoa may provide aggregated statistical data to third parties, including other businesses and members of the public, about how, when, and why Users visit our Sites and use our Services. This data will not personally identify you or provide information about your use of the Sites or Services. We do not share your Personal Data with third parties for their marketing purposes without your consent.
Transfer of Data
Our operations are supported by a network of computers, cloud-based servers, and other infrastructure and information technology, including, but not limited to, third-party service providers.
The parties mentioned above may be established in jurisdictions other than your own and outside the European Economic Area. These countries do not always afford an equivalent level of privacy protection. We have taken specific steps, in accordance with EEA and UK data protection law, to protect your Personal Data. Other transfers may be based on contractual protections. Please contact us for more information about this.
If you make transactions with parties outside the EEA, UK or connect our Service with platforms, such as social media, outside the EEA or UK, we are required to transfer your Personal Data with those parties in order to provide the requested Service to you.
Security of your data
In order to protect your personal data, we have appropriate organisational and technical security measures. We follow security procedures in the storage and disclosure of information that you have given to us in order to prevent, as far as possible, any unauthorised access. These measures include ensuring our internal IT systems are suitably secure and implementing procedures to deal with any suspected data breach. However, due to the nature of the medium, we are unable to provide any guarantee that information stored by us will not be subject to unauthorised access and any transmission is at your own risk.
In the unlikely event of a data breach, we will take steps to mitigate any loss or destruction of data and, if required, will notify you and any applicable authority of such a breach.
Your rights
Subject to limitations set out in EEA and UK data protection laws, you have certain rights in respect of your Personal Data. In particular, you have a right of access, rectification, restriction, opposition, erasure and data portability. Please contact us by emailing privacy@kamoa.app or via the mobile app. if you wish to exercise these rights. If you wish to complete an access request to all personal data that Kamoa holds on you, please note that photo identity will be required to prove your identity.
If you have an Account with any of our Services, you generally can review and edit Personal Data in the Account by logging in and updating the information directly. We may use automated decision-making for decisions concerning credit with your consent
We hope that we can address any concerns you may have, but you can always contact the Information Commissioners Office (ICO) at www.ico.org.uk.
Cookies policy
We collect data about how you interact with our website through the use of cookies in order to enhance your experience. You will be asked to opt-in to all non-essential cookies when you visit our site. Our website uses cookies to distinguish you from other users of our website. A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer’s hard drive. You can find out more information about cookies at www.allaboutcookies.org. We use cookies to enhance the online experience of our visitors and to better understand how our Site is used. Cookies may tell us, for example, whether you have visited our site before or whether you are a new visitor. They can also help to ensure that adverts you see online are more relevant to you and your interests. When you browse the Site, we automatically receive your computer’s internet protocol (IP) address. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site.
If for any reason you wish to not take advantage of Cookies, you may disable Cookies by changing the settings on your browser. However, if you do so, this will affect your enjoyment of our Service and we will no longer be able to offer to you personalized content.