The Kamoa TrustScore

The Kamoa TrustScore

The Kamoa TrustScore reflects a user's “health” on the app. It captures various factors including the user’s financial profile and helps us offer a personalised experience to the user. The higher the TrustScore, the better the experience.

The Kamoa TrustScore reflects a user's “health” on the app. It captures various factors including the user’s financial profile and helps us offer a personalised experience to the user. The higher the TrustScore, the better the experience.

Download Kamoa App on:

Download Kamoa App on:

How TrustScore Works 

How TrustScore Works 

By analysing various aspects such as data provision, loan repayment history, and user activity, Kamoa generates a holistic score that reflects the user's financial prudence and proactive engagement with the platform.

By analysing various aspects such as data provision, loan repayment history, and user activity, Kamoa generates a holistic score that reflects the user's financial prudence and proactive engagement with the platform.

0 - 199 - Onboarding Incomplete: You've started your journey to build a reliable trust score. Complete the onboarding process to fully activate your profile!

0 - 199 - Onboarding Incomplete: You've started your journey to build a reliable trust score. Complete the onboarding process to fully activate your profile!

200 - 400: Your TrustScore is still quite low but you can improve it by providing more data and engaging more often with the features in the app (referrals, playback etc.).

200 - 400: Your TrustScore is still quite low but you can improve it by providing more data and engaging more often with the features in the app (referrals, playback etc.).

401 - 600: Great work! Your profile is getting stronger. Make sure to always repay your loans on time and maintain your data up to date to earn extra points.

401 - 600: Great work! Your profile is getting stronger. Make sure to always repay your loans on time and maintain your data up to date to earn extra points.

601 - 800: Your profile is strong! Gain more points by using the app and its features frequently . Do not forget to always pay your loans on time!

601 - 800: Your profile is strong! Gain more points by using the app and its features frequently . Do not forget to always pay your loans on time!

801 - 1000: Congratulations! Your profile is exceptional. Stay active on our platform to maintain your trust score.

801 - 1000: Congratulations! Your profile is exceptional. Stay active on our platform to maintain your trust score.

700

Flying high

Benefits of a High TrustScore

Benefits of a High TrustScore

Better Recommendations to Lenders

A high TrustScore increases the chance of receiving better recommendations for loans with favourable terms.

Personalised App Experience

The Kamoa app tailors the experience based on the user's TrustScore.

Higher Rewards & More Access

A high TrustScore unlocks access to a wider range of financial products and potentially higher rewards within the Kamoa ecosystem.

Who Benefits from TrustScore?

On top of benefiting the app users, the TrustScore also helps lenders make better informed loan application decisions.

Available on:

KAMOA APP Ltd is a company incorporated and registered in Mauritius with company number 192016 and its registered office address is at c/o Ocorian Corporate Services Limited Wall Street Level 6, Tower A, 1 Exchange Square EBENE.

Kamoa is not a lender

We help users find the best loans available to them.

The lenders on the Kamoa platform offer loans from 500 Ksh to 1.5m Ksh or from 1,500 Nairas to 5m Nairas. Loan terms range from 9 weeks to 10 years. Interest rates range depending on product and lender, with a maximum daily interest rate of 0.8% (0.48% per day representative)

Interest rates vary depending on a number of factors including your repayment history. All interest rates are presented to users of Kamoa via a payment schedule and on the pre-agreement, before any loan agreement is made. There are no additional fees associated with the loans Kamoa lenders make available on the app.

Representative example: If you borrow Ksh 2,000 Over 9 weeks At 0.48% per day (174% APR), you would make nine repayments of Ksh 233,35 per week. You would repay Ksh 1600.52 in total. The total cost of credit Would be Ksh 600.52. Kamoa is a free service and there are no additional fees for users.

KAMOA APP Ltd is a company incorporated and registered in Mauritius with company number 192016 and its registered office address is at c/o Ocorian Corporate Services Limited Wall Street Level 6, Tower A, 1 Exchange Square EBENE.

Kamoa is not a lender

We help users find the best loans available to them.

The lenders on the Kamoa platform offer loans from 500 Ksh to 1.5m Ksh or from 1,500 Nairas to 5m Nairas. Loan terms range from 9 weeks to 10 years. Interest rates range depending on product and lender, with a maximum daily interest rate of 0.8% (0.48% per day representative)

Interest rates vary depending on a number of factors including your repayment history. All interest rates are presented to users of Kamoa via a payment schedule and on the pre-agreement, before any loan agreement is made. There are no additional fees associated with the loans Kamoa lenders make available on the app.

Representative example: If you borrow Ksh 2,000 Over 9 weeks At 0.48% per day (174% APR), you would make nine repayments of Ksh 233,35 per week. You would repay Ksh 1600.52 in total. The total cost of credit Would be Ksh 600.52. Kamoa is a free service and there are no additional fees for users.

KAMOA APP Ltd is a company incorporated and registered in Mauritius with company number 192016 and its registered office address is at c/o Ocorian Corporate Services Limited Wall Street Level 6, Tower A, 1 Exchange Square EBENE.

Kamoa is not a lender

We help users find the best loans available to them.

The lenders on the Kamoa platform offer loans from 500 Ksh to 1.5m Ksh or from 1,500 Nairas to 5m Nairas. Loan terms range from 9 weeks to 10 years. Interest rates range depending on product and lender, with a maximum daily interest rate of 0.8% (0.48% per day representative)

Interest rates vary depending on a number of factors including your repayment history. All interest rates are presented to users of Kamoa via a payment schedule and on the pre-agreement, before any loan agreement is made. There are no additional fees associated with the loans Kamoa lenders make available on the app.

Representative example: If you borrow Ksh 2,000 Over 9 weeks At 0.48% per day (174% APR), you would make nine repayments of Ksh 233,35 per week. You would repay Ksh 1600.52 in total. The total cost of credit Would be Ksh 600.52. Kamoa is a free service and there are no additional fees for users.