Your Data

Kamoa Kenya

Trusting Kamoa with Your Digital Footprint

In today's digital age, personal data has become one of the most valuable assets we possess. At Kamoa, we understand the immense responsibility that comes with handling, storing, and processing your data. Our company was founded on the principle of empowering users to unlock the value contained within their own data, and we are committed to doing so safely, securely, and responsibly.

The value locked in your data

Personal and financial data can be instrumental in helping individuals gain access to better credit products by providing lenders with a comprehensive view of their creditworthiness. 


When accurate and detailed data is available, it allows for a more complete and up-to-date assessment of an individual’s financial behaviour, beyond traditional credit scores. This can include insights into spending habits, income stability, and savings patterns, which can demonstrate responsible financial management.


As a result, individuals can qualify for more favourable credit terms, such as lower interest rates and higher credit limits, tailored to their unique financial profiles. This personalised approach not only enhances access to credit but also promotes financial inclusion and empowers individuals to achieve their financial goals.


Empowering You with Your Data

Kamoa was established with a clear vision: to help you realise the potential of your financial data. We believe that your data belongs to you, and you should be able to leverage it to your advantage. Whether it's for gaining insights, improving your credit profile, or enhancing your lifestyle, our goal is to provide you with the tools and services to make the most out of your data.


Our Commitment to Data Security

At Kamoa, the security of your data is our top priority. We employ state-of-the-art encryption methods and advanced security protocols to ensure that your information is protected at all times. Our team of security experts continuously monitors our systems to prevent unauthorised access and ensure that your data remains confidential.


Responsible Data Handling

We recognise that with great power comes great responsibility. That's why we have implemented strict data handling practices to ensure that your data is managed ethically and transparently. 


We collect only the information necessary to provide you with our services and use it solely for the purposes outlined in our privacy policy. You can rest assured that your data will never be sold to third parties or used for any unauthorised purposes.


Compliance with Kenyan Data Protection Laws

Kamoa is fully compliant with Kenya's data protection, storage, and processing laws. We adhere to the highest standards of data protection as mandated by the Data Protection Act, 2019. 


This includes obtaining your consent before collecting your data, allowing you to access and delete your information, and ensuring that your data is stored securely. Our compliance with these laws underscores our commitment to protecting your privacy and maintaining your trust.


Building a Trustworthy Relationship

Trust is the foundation of our relationship with you. It is reflected in our unique TrustScore. We understand that entrusting us with your data requires confidence in our ability to protect it. 


That’s why we are dedicated to maintaining the highest standards of data security and privacy. Our team is constantly working to improve our practices and stay ahead of emerging threats, ensuring that your data remains safe with us.


Join Us on Our Journey

We invite you to join us on our journey to unlock the full potential of your data. With Kamoa, you can enjoy the benefits of advanced data services while having peace of mind knowing that your information is in safe hands. Together, we can create a future where your data works for you, empowering you to achieve your goals and enhance your life.


Thank you for trusting Kamoa with your data. We are honoured to be your data custodian and look forward to helping you unlock the value within your digital footprint.


At Kamoa, your data is not just protected; it's empowered. Join us today and experience the Kamoa difference.



Trusting Kamoa with Your Digital Footprint

In today's digital age, personal data has become one of the most valuable assets we possess. At Kamoa, we understand the immense responsibility that comes with handling, storing, and processing your data. Our company was founded on the principle of empowering users to unlock the value contained within their own data, and we are committed to doing so safely, securely, and responsibly.

The value locked in your data

Personal and financial data can be instrumental in helping individuals gain access to better credit products by providing lenders with a comprehensive view of their creditworthiness. 


When accurate and detailed data is available, it allows for a more complete and up-to-date assessment of an individual’s financial behaviour, beyond traditional credit scores. This can include insights into spending habits, income stability, and savings patterns, which can demonstrate responsible financial management.


As a result, individuals can qualify for more favourable credit terms, such as lower interest rates and higher credit limits, tailored to their unique financial profiles. This personalised approach not only enhances access to credit but also promotes financial inclusion and empowers individuals to achieve their financial goals.


Empowering You with Your Data

Kamoa was established with a clear vision: to help you realise the potential of your financial data. We believe that your data belongs to you, and you should be able to leverage it to your advantage. Whether it's for gaining insights, improving your credit profile, or enhancing your lifestyle, our goal is to provide you with the tools and services to make the most out of your data.


Our Commitment to Data Security

At Kamoa, the security of your data is our top priority. We employ state-of-the-art encryption methods and advanced security protocols to ensure that your information is protected at all times. Our team of security experts continuously monitors our systems to prevent unauthorised access and ensure that your data remains confidential.


Responsible Data Handling

We recognise that with great power comes great responsibility. That's why we have implemented strict data handling practices to ensure that your data is managed ethically and transparently. 


We collect only the information necessary to provide you with our services and use it solely for the purposes outlined in our privacy policy. You can rest assured that your data will never be sold to third parties or used for any unauthorised purposes.


Compliance with Kenyan Data Protection Laws

Kamoa is fully compliant with Kenya's data protection, storage, and processing laws. We adhere to the highest standards of data protection as mandated by the Data Protection Act, 2019. 


This includes obtaining your consent before collecting your data, allowing you to access and delete your information, and ensuring that your data is stored securely. Our compliance with these laws underscores our commitment to protecting your privacy and maintaining your trust.


Building a Trustworthy Relationship

Trust is the foundation of our relationship with you. It is reflected in our unique TrustScore. We understand that entrusting us with your data requires confidence in our ability to protect it. 


That’s why we are dedicated to maintaining the highest standards of data security and privacy. Our team is constantly working to improve our practices and stay ahead of emerging threats, ensuring that your data remains safe with us.


Join Us on Our Journey

We invite you to join us on our journey to unlock the full potential of your data. With Kamoa, you can enjoy the benefits of advanced data services while having peace of mind knowing that your information is in safe hands. Together, we can create a future where your data works for you, empowering you to achieve your goals and enhance your life.


Thank you for trusting Kamoa with your data. We are honoured to be your data custodian and look forward to helping you unlock the value within your digital footprint.


At Kamoa, your data is not just protected; it's empowered. Join us today and experience the Kamoa difference.



KAMOA APP Ltd is a company incorporated and registered in Mauritius with company number 192016 and its registered office address is at c/o Ocorian Corporate Services Limited Wall Street Level 6, Tower A, 1 Exchange Square EBENE.

Kamoa is not a lender

We help users find the best loans available to them.

The lenders on the Kamoa platform offer loans from 500 Ksh to 1.5m Ksh or from 1,500 Nairas to 5m Nairas. Loan terms range from 9 weeks to 10 years. Interest rates range depending on product and lender, with a maximum daily interest rate of 0.8% (0.48% per day representative)

Interest rates vary depending on a number of factors including your repayment history. All interest rates are presented to users of Kamoa via a payment schedule and on the pre-agreement, before any loan agreement is made. There are no additional fees associated with the loans Kamoa lenders make available on the app.

Representative example: If you borrow Ksh 2,000 Over 9 weeks At 0.48% per day (174% APR), you would make nine repayments of Ksh 233,35 per week. You would repay Ksh 1600.52 in total. The total cost of credit Would be Ksh 600.52. Kamoa is a free service and there are no additional fees for users.

KAMOA APP Ltd is a company incorporated and registered in Mauritius with company number 192016 and its registered office address is at c/o Ocorian Corporate Services Limited Wall Street Level 6, Tower A, 1 Exchange Square EBENE.

Kamoa is not a lender

We help users find the best loans available to them.

The lenders on the Kamoa platform offer loans from 500 Ksh to 1.5m Ksh or from 1,500 Nairas to 5m Nairas. Loan terms range from 9 weeks to 10 years. Interest rates range depending on product and lender, with a maximum daily interest rate of 0.8% (0.48% per day representative)

Interest rates vary depending on a number of factors including your repayment history. All interest rates are presented to users of Kamoa via a payment schedule and on the pre-agreement, before any loan agreement is made. There are no additional fees associated with the loans Kamoa lenders make available on the app.

Representative example: If you borrow Ksh 2,000 Over 9 weeks At 0.48% per day (174% APR), you would make nine repayments of Ksh 233,35 per week. You would repay Ksh 1600.52 in total. The total cost of credit Would be Ksh 600.52. Kamoa is a free service and there are no additional fees for users.

KAMOA APP Ltd is a company incorporated and registered in Mauritius with company number 192016 and its registered office address is at c/o Ocorian Corporate Services Limited Wall Street Level 6, Tower A, 1 Exchange Square EBENE.

Kamoa is not a lender

We help users find the best loans available to them.

The lenders on the Kamoa platform offer loans from 500 Ksh to 1.5m Ksh or from 1,500 Nairas to 5m Nairas. Loan terms range from 9 weeks to 10 years. Interest rates range depending on product and lender, with a maximum daily interest rate of 0.8% (0.48% per day representative)

Interest rates vary depending on a number of factors including your repayment history. All interest rates are presented to users of Kamoa via a payment schedule and on the pre-agreement, before any loan agreement is made. There are no additional fees associated with the loans Kamoa lenders make available on the app.

Representative example: If you borrow Ksh 2,000 Over 9 weeks At 0.48% per day (174% APR), you would make nine repayments of Ksh 233,35 per week. You would repay Ksh 1600.52 in total. The total cost of credit Would be Ksh 600.52. Kamoa is a free service and there are no additional fees for users.