Lenders

Enhancing Lending: Better Data, Accurate Scoring,

Greater Returns.

Enhancing Lending: Better Data, Accurate Scoring,

Greater Returns.

Unleash the future of lending: Transforming Access, Cutting Fraud, Maximising Returns, and Empowering Markets.

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Join all these other lenders on our platform

Join the Alternative data revolution

We know that many Kenyan lenders face the same challenges: high costs of acquisition for what are often lower quality customers with low conversion rates.

What Kamoa offers is high quality, pre-qualified leads backed up with alternative data reporting showing the full and true financial picture of your applicants and customers.

And what makes us different is that you only pay for the leads that convert.

Our products and services are invaluable to the lenders we work with, helping them to reduce risk, improve portfolio performance and speed up the origination journey.

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Benefits for lenders

Start receiving loan applications automatically from Kamoa straight away. We have 250,000+ users looking for funding right now, with more joining every day.

Receive qualified leads that have passed our stringent KYC processes and that have been matched to your specific lending criteria.

Receive full financial reports with probability-of-default scores and line assignment recommendations.

Re-risk your marketing - only pay for leads that convert.

Automate your loan origination processes. Kamoa can integrate with your systems via API to deliver automated lead delivery, decisioning capability or even straight through processing.

Our Products

Brokering

Kamoa brings you customers. We market your products, and generate new applications. You decide who to underwrite and only pay for the leads that convert into successful customers.

Data aggregation

Aggregated, categorised and comprehensive data sets on every applicant. From traditional integrations with credit bureaus to telco, meta, transactional, banking and identity data - all in one place and summarised in way that makes sense for your operation.

Scoring

Unlock the power of the herd. Because Kamoa works with a range of lenders, our suite of blended alternative credit scores are trained on a much larger dataset than a single lender can produce.

Product innovation

Change is the only constant value. Lenders on the Kamoa marketplace have launched new digital lending products, digitised their existing loan products and worked with our expert team to innovate and bring novel and profitable new products to market.