Extract & Authenticate
Reliable Data Extraction & Validation
Kamoa Extract & Authenticate extracts and validates PDF statements from M-Pesa, Till, and major Kenyan banks, delivering clean, structured data for fast, secure, and accurate decision-making
Lite
Instant Credit Scoring
KamoaLite adds real-time risk scoring and credit limits to Kamoa E&A, enabling instant, model-free credit decisions
360
Deep Financial & Behavioral Insights
Kamoa360 provides advanced behavioral and financial signals for richer risk assessment, user segmentation, and targeted credit strategies

In partnership with

Boosted Score
A Smarter, More Inclusive Credit Score
The Boosted Score combines traditional credit data with alternative insights—like app usage, transaction trends, and informal financial activity—to deliver a broader, more accurate view of creditworthiness. Powered by Creditinfo Kenya and Kamoa’s proprietary data, it enables fairer, more predictive lending decisions.
Bundle 1
Boosted Score + Creditinfo report
Takes ID details and returns a Creditinfo Kenya (CIK) report plus the Boosted Score—a more inclusive credit score combining bureau and alternative data.
Bundle 2
















