Financial Intelligence That Scales With You

Financial Intelligence That Scales With You

Financial Intelligence That Scales With You

Financial Intelligence That Scales With You

Financial Intelligence That Scales With You

Real-time data. Real-time results.

Kamoa Score Suite

Kamoa Score Suite

Kamoa Score Suite

Extract & Authenticate

Reliable Data Extraction & Validation
Kamoa Extract & Authenticate extracts and validates PDF statements from M-Pesa, Till, and major Kenyan banks, delivering clean, structured data for fast, secure, and accurate decision-making

Lite

Instant Credit Scoring
KamoaLite adds real-time risk scoring and credit limits to Kamoa E&A, enabling instant, model-free credit decisions

360

Deep Financial & Behavioral Insights
Kamoa360 provides advanced behavioral and financial signals for richer risk assessment, user segmentation, and targeted credit strategies
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Bundles

Bundles

Bundles

In partnership with

Boosted Score

A Smarter, More Inclusive Credit Score
The Boosted Score combines traditional credit data with alternative insights—like app usage, transaction trends, and informal financial activity—to deliver a broader, more accurate view of creditworthiness. Powered by Creditinfo Kenya and Kamoa’s proprietary data, it enables fairer, more predictive lending decisions.

Bundle 1

Boosted Score + Creditinfo report
Takes ID details and returns a Creditinfo Kenya (CIK) report plus the Boosted Score—a more inclusive credit score combining bureau and alternative data.

Bundle 2

Boosted Score + Creditinfo report+ Kamoa Score360
Combines ID details and cash flow statements to return a CIK report, Boosted Score, raw transaction data, and enriched cash-flow features—ideal for lenders using bank or mobile money statements in onboarding.
Boosted Score + CreditInfo report+ Kamoa Score360
Combines ID details and cash flow statements to return a CIK report, Boosted Score, raw transaction data, and enriched cash-flow features—ideal for lenders using bank or mobile money statements during onboarding or application.
More information
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Lead Generation

Lead Generation

Lead Generation

Get prequalified leads matched to your risk appetite, criteria, and ideal customer profile — so you only engage with the right borrowers.

• Set your risk level and target demographic
• Add scoring tools for end-to-end decisioning
• Use Lead Generation on its own — or combine it with KamoaLite, Kamoa360, or a Boosted Score Bundle.

This feature is available through API and Web Portal.



Get prequalified leads matched to your risk appetite, criteria, and ideal customer profile — so you only engage with the right borrowers.

• Set your risk level and target demographic
• Add scoring tools for end-to-end decisioning
• Use Lead Generation on its own — or combine it with KamoaLite, Kamoa360, or a Boosted Score Bundle.

This feature is available through API and Web Portal.
Get prequalified leads matched to your risk appetite, criteria, and ideal customer profile — so you only engage with the right borrowers.

• Set your risk level and target demographic
• Add scoring tools for end-to-end decisioning
• Use Lead Generation on its own — or combine it with KamoaLite, Kamoa360, or a Boosted Score Bundle.

This feature is available through API and Web Portal.
Get prequalified leads matched to your risk appetite, criteria, and ideal customer profile — so you only engage with the right borrowers.

• Set your risk level and target demographic
• Add scoring tools for end-to-end decisioning
• Use Lead Generation on its own — or combine it with KamoaLite, Kamoa360, or a Boosted Score Bundle.

This feature is available through API and Web Portal.

Easy Integration

API

API

Our API enables seamless integration and real-time data exchange across your systems.

See API doc

SDK

SDK

Use our SDK to easily embed powerful analytics directly into your platform.

Contact to product@kamoa.app

Web portal

Web portal

Access our web portal anytime, anywhere—fully online and optimized for all devices.

See Portal

Explore Use Cases

Trusted by top financial institutions

Trusted by top financial institutions

Trusted by top financial institutions

Trusted by top financial institutions

Trusted by top financial institutions

Schedule a demo

Kamoa is not a lender.
We are a platform that connects users with various lenders offering loans in Kenya and Nigeria.

All rates and terms are clearly presented before any agreement is made.

Kamoa is a free service with no additional fees for users.




Kamoa is not a lender.

We are a platform that connects users with various lenders offering loans in Kenya and Nigeria.

All rates and terms are clearly presented before any agreement is made.

Kamoa is a free service with no additional fees for users.


Kamoa is not a lender.

We are a platform that connects users with various lenders offering loans in Kenya and Nigeria.All rates and terms are clearly presented before any agreement is made. Kamoa is a free service with no additional fees for users.


Kamoa is not a lender.

We are a platform that connects users with various lenders offering loans in Kenya and Nigeria.

All rates and terms are clearly presented before any agreement is made. Kamoa is a free service with no additional fees for users.

Kamoa is not a lender.

We are a platform that connects users with various lenders offering loans in Kenya and Nigeria.

All rates and terms are clearly presented before any agreement is made. Kamoa is a free service with no additional fees for users.