Extract & Authenticate
Converts PDF statements from M-Pesa, Till, and local banks into clean, structured data for rapid decision-making.
Lite
Enables instant, model-free credit decisions with real-time risk scoring and automated credit limits.
360
Delivers deep behavioral and financial insights for advanced risk assessment and targeted credit strategies.
Boosted Score

A Smarter, More Inclusive Credit Score
The Boosted Score combines traditional credit data with alternative insights—like app usage, transaction trends, and informal financial activity—to deliver a broader, more accurate view of creditworthiness. Powered by Creditinfo Kenya and Kamoa’s proprietary data, it enables fairer, more predictive lending decisions.
Bundle 1
Bundle 2
Easy Integration
Our API enables seamless integration and real-time data exchange across your systems.
See API doc
Use our SDK to easily embed powerful analytics directly into your platform.
Contact product@kamoa.app
Access our web portal anytime, anywhere—fully online and optimized for all devices.
See Portal
Explore Use Cases
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