Managing your finances effectively requires a clear understanding of your income, spending habits, and overall financial health. One of the key steps in this process is uploading your bank statement to the Kamoa app. The more information you share, the more accurately we will be able to:

• Assess your credit-worthiness

• Match you with lenders

• Provide financial insights

• Reward you for sharing

Here’s why uploading your bank statement is important and how you can do it.

The Importance of Uploading Your Bank Statement

Your bank statement is an essential financial document that provides a detailed record of your financial transactions, including income deposits, withdrawals, and spending patterns. By uploading your bank statement to Kamoa, you enable the platform to:

• Verify Your Income Stability: Lenders use bank statements to assess how consistently you receive income, which can impact your loan eligibility.

• Improve Your Loan Offers: Many lenders require bank statements to evaluate loan applications. Uploading your statement ensures you get access to more loan options.

• Streamline the Loan Application Process: Submitting your bank statement digitally saves time and effort when applying for loans.

• Build a Clear Financial Profile: More accurately connect you with financial products based on your needs.

How to Upload Your Bank Statement from Major Banks in Kenya

We’ve made it easy for you to generate and upload your bank statements. Below are step-by-step guides for different banks:

Equity Bank

• Equity Digital Banking (Online)

1. Log in to the Equity Digital Banking website.

2. Navigate to Statements from the main menu or the accounts menu option.

3. Select the account for which you want the statement.

4. Choose a period of six months or more.

5. Download the statement in PDF format.

• Using the Equity Mobile App

1. Log in with your credentials to Equity mobile app.

2. Navigate to Accounts and tap on your account number.

3. Click on View Statement.

4. Select the period for which you want the statement (six months or more).

5. Click Download and save the file to your phone or email it for reference.

Co-operative Bank

• Using the MCo-op Cash App

1. Log in to the MCo-op Cash app.

2. Select the three dots for the account you want to view.

3. Tap Statement.

4. Choose the statement period.

5. Click View and then Download.

6. Allow the statement to be saved in your phone’s document folder.

I&M Bank

• Using the I&M Bank Mobile App

1. Log in to the I&M Bank app.

2. Tap on Accounts.

3. Select the account and choose Statement.

4. Download or email the statement.

• Via Email Request

1. Send an email request to customercare@imbank.co.ke with your account details.

2. They may require verification before sending the statement.

• Through SMS Banking (Mini Statements)

1. Dial *458# (for registered users).

2. Select Mini Statement to get recent transactions.

Absa Bank Kenya PLC

1. Log on to your Absa Banking App.

2. Select Home Loan Account.

3. Tap the Statements tab.

4. Select Download Stamped Statement.

5. Choose the date range and tap Done.

6. Tap Download and select the file format.

7. Save or share your statement.

Family Bank Ltd

• Using PesaPap Mobile App

1. Log in to the PesaPap app.

2. Tap on Accounts.

3. Select your account and tap Statement.

4. Choose the date range and download or email the statement.

• Using Family Bank Internet Banking

1. Log in to Family Bank Internet Banking.

2. Navigate to Accounts > Account Statement.

3. Select the account, date range, and download the statement in PDF format.

• Via Email Request

1. Send a request to customerservice@familybank.co.ke with your account details.

2. They may require verification before sending the statement.

KCB Bank Kenya Limited

Using KCB Internet Banking

1. Log in to KCB Online Banking.

2. Navigate to Accounts > Account Statements.

3. Choose the account and statement period.

4. Download the statement in PDF format.

NCBA Bank Kenya PLC

• Using NCBA Internet Banking

1. Visit NCBA Internet Banking

2. Log in with your username and password.

3. Navigate to Account Statements.

4. Select the account and statement period.

5. Download or print the statement.

Prime Bank Ltd

• Using Internet Banking

1. Log in to Prime Bank Internet Banking.

2. Enter your Prime Net User ID and Password.

3. Navigate to Accounts Menu.

4. Select the account type (e.g., Faida/Current).

5. View and download your statement in PDF format.

• Using PrimeMobi App

1. Log in to the PrimeMobi app.

2. Navigate to Account Information.

3. Select Statement Option: Full Statement.

4. Choose the period.

5. Download in PDF format.

Stanbic Bank Kenya Ltd

• Using Internet Banking

1. Access e-banking: Stanbic Online Banking

2. Navigate to Accounts and Statements.

3. Specify the period.

4. Download the statement.

• Using WhatsApp

1. Send “Hi” to 0777068888 to request a statement.

Standard Chartered Bank Kenya Ltd

1. Log into Standard Chartered Online Banking.

2. Click E-Statement on the left-hand menu.

3. Click View Statement Online.

4. Accept the Terms & Conditions.

5. Click Next to confirm statement subscription.

6. Download your statement.

NCBA Loop

1. Open the NCBA Loop App.

2. Click on Statement on the home page.

3. Tap the three dots in the top-right corner.

4. Click Bank Account Statement.

5. Select the statement period.

6. Download in PDF format.

Uploading Your Statement to Kamoa

Once you have downloaded your bank statement:

1. Log into the Kamoa App.

2. Navigate to the Home Screen and click Bank Statement Upload.

3. Select the downloaded PDF bank statement from your phone and bank of choice.

4. Submit and wait for Kamoa to process your statement.

By completing this process, you make your loan application smoother, increase your chances of accessing better loan options, get more accurate financial insights, and receive special offers.

Start Managing Your Finances with Kamoa

Kamoa is here to help you take charge of your financial future. Upload your bank statement today and unlock a world of financial opportunities.

Got Questions?

Reach out to us via email at support@kamoa.app.