Trusted by 350K+ users
Trusted by 350K+ users
Trusted by 350K+ users
Your Financial Future is Here
Your Financial Future is Here
Your Financial Future is Here
Whatever your goals, we’ve got you.
Whatever your goals, we’ve got you.
Whatever your goals, we’ve got you.
Whatever your goals, we’ve got you.
Whatever your goals, we’ve got you.
how to install it
how to install it
how to install it
Follow 3 easy steps
![](data:image/svg+xml,<svg display="block" role="presentation" viewBox="0 0 46 46" xmlns="http://www.w3.org/2000/svg"><path d="M 8.026 46 C 3.593 46 0 42.407 0 37.974 L 0 8.026 C 0 3.593 3.593 0 8.026 0 L 37.974 0 C 42.407 0 46 3.593 46 8.026 L 46 37.974 C 46 42.407 42.407 46 37.974 46 Z" fill="rgb(234, 179, 8)" height="46px" id="mfE9Yt1mP" width="46px"/><path d="M 6.059 29.803 L 0.014 5.675 C -0.001 5.617 -0.004 5.556 0.006 5.496 C 0.015 5.436 0.037 5.379 0.07 5.329 C 0.102 5.278 0.145 5.234 0.195 5.2 C 0.246 5.167 0.303 5.144 0.362 5.133 C 1.844 4.757 3.311 4.347 4.763 3.902 C 4.82 3.881 4.88 3.871 4.941 3.874 C 5.001 3.877 5.061 3.892 5.115 3.918 C 5.169 3.945 5.218 3.982 5.257 4.028 C 5.296 4.074 5.326 4.127 5.343 4.185 C 6.271 7.134 7.198 10.082 8.126 13.03 C 8.18 13.206 8.357 13.188 8.383 12.988 C 9.198 9.441 9.832 5.904 10.284 2.377 C 10.295 2.265 10.337 2.159 10.406 2.07 C 10.475 1.981 10.568 1.914 10.674 1.876 C 12.169 1.307 13.646 0.702 15.104 0.06 C 15.42 -0.081 15.639 0.024 15.631 0.39 C 15.328 4.445 14.802 8.481 14.055 12.479 C 14.055 12.596 14.012 12.612 14.092 12.7 C 17.907 16.293 21.925 19.667 26.126 22.805 C 26.381 23.012 26.34 23.274 25.934 23.454 C 24.058 24.286 22.161 25.071 20.241 25.81 C 19.919 25.934 19.648 25.918 19.478 25.746 C 16.734 23.346 14.106 20.866 11.595 18.306 C 11.505 18.181 11.343 18.271 11.292 18.405 C 11.074 19.147 10.847 19.889 10.61 20.631 C 10.582 20.707 10.574 20.789 10.589 20.869 L 12.807 27.924 C 12.885 28.169 12.703 28.418 12.37 28.521 C 10.515 29.088 8.64 29.612 6.744 30.091 C 6.403 30.177 6.115 30.059 6.054 29.809" fill="rgb(14, 43, 37)" height="30.119047843529085px" id="a6ZQM0d_S" transform="translate(10.032 7.94)" width="26.285705167983735px"/></svg>)
![](data:image/svg+xml,<svg display="block" role="presentation" viewBox="0 0 46 46" xmlns="http://www.w3.org/2000/svg"><path d="M 8 46 C 3.582 46 0 42.418 0 38 L 0 8 C 0 3.582 3.582 0 8 0 L 38 0 C 42.418 0 46 3.582 46 8 L 46 38 C 46 42.418 42.418 46 38 46 Z" fill="rgb(234, 179, 8)" height="46px" id="JYJ8PaB5i" width="46px"/><path d="M 19.5 13 L 19.5 17.333 C 19.5 17.908 19.272 18.459 18.865 18.865 C 18.459 19.272 17.908 19.5 17.333 19.5 L 2.167 19.5 C 1.592 19.5 1.041 19.272 0.635 18.865 C 0.228 18.459 0 17.908 0 17.333 L 0 13 M 15.167 5.417 L 9.75 0 M 9.75 0 L 4.333 5.417 M 9.75 0 L 9.75 13" fill="transparent" height="19.499998459347477px" id="Jrm0tVCxf" stroke-dasharray="" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.84" stroke="rgb(14, 43, 37)" transform="translate(13.25 13.25)" width="19.500052214363905px"/></svg>)
![](data:image/svg+xml,<svg display="block" role="presentation" viewBox="0 0 46 46" xmlns="http://www.w3.org/2000/svg"><path d="M 8 46 C 3.582 46 0 42.418 0 38 L 0 8 C 0 3.582 3.582 0 8 0 L 38 0 C 42.418 0 46 3.582 46 8 L 46 38 C 46 42.418 42.418 46 38 46 Z" fill="rgb(234, 179, 8)" height="46px" id="GHdRpir59" width="46px"/><path d="M 15.167 19.5 L 15.167 17.333 C 15.167 16.184 14.71 15.082 13.897 14.269 C 13.085 13.457 11.983 13 10.833 13 L 4.333 13 C 3.184 13 2.082 13.457 1.269 14.269 C 0.457 15.082 0 16.184 0 17.333 L 0 19.5 M 11.917 4.333 C 11.917 6.727 9.977 8.667 7.583 8.667 C 5.19 8.667 3.25 6.727 3.25 4.333 C 3.25 1.94 5.19 0 7.583 0 C 9.977 0 11.917 1.94 11.917 4.333 Z" fill="transparent" height="19.49999943079389px" id="ZOalDhosC" stroke-dasharray="" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.84" stroke="rgb(14, 43, 37)" transform="translate(15.417 13.25)" width="15.166658755399567px"/></svg>)
FEATURES
FEATURES
FEATURES
FEATURES
FEATURES
Your Money. Smarter.
Personalised tools to get more from your money
Improve Your Financial Habits
Understand your financial behavior, monitor your credit score, and receive personalized tips to build better financial habits.
Make Money
Earn through smart habits, cashback, referrals, and more — all built to help your money go further.
Products to Power Your Finances
Compare and choose the right financial products to help you reach your goals faster: Investments, business loans, BNPL, PAYGO products.
Improve Your Financial Habits
Understand your financial behavior, monitor your credit score, and receive personalized tips to build better financial habits.
Make Money
Earn through smart habits, cashback, referrals, and more — all built to help your money go further.
Products to Power Your Finances
Compare and choose the right financial products to help you reach your goals faster: Investments, business loans, BNPL, PAYGO products.
Improve Your Financial Habits
Understand your financial behavior, monitor your credit score, and receive personalized tips to build better financial habits.
Make Money
Earn through smart habits, cashback, referrals, and more — all built to help your money go further.
Products to Power Your Finances
Compare and choose the right financial products to help you reach your goals faster: Investments, business loans, BNPL, PAYGO products.
Improve Your Financial Habits
Understand your financial behavior, monitor your credit score, and receive personalized tips to build better financial habits.
Make Money
Earn through smart habits, cashback, referrals, and more — all built to help your money go further.
Products to Power Your Finances
Compare and choose the right financial products to help you reach your goals faster: Investments, business loans, BNPL, PAYGO products.
Improve Your Financial Habits
Understand your financial behavior, monitor your credit score, and receive personalized tips to build better financial habits.
Make Money
Earn through smart habits, cashback, referrals, and more — all built to help your money go further.
Products to Power Your Finances
Compare and choose the right financial products to help you reach your goals faster: Investments, business loans, BNPL, PAYGO products.
LAUNCH JUNE 2025
LAUNCH JUNE 2025
LAUNCH JUNE 2025
LAUNCH JUNE 2025
LAUNCH JUNE 2025
In partnership with
Tired Of Old Scores? So Are We.
Tired Of Old Scores?
So Are We.
Discover the Boosted Score
The Boosted Score is a new kind of credit score. It blends traditional CRB data with alternative data you choose to share, such as financial statements or device data—giving you more control and a more accurate picture of your creditworthiness.
credit solutions
credit solutions
credit solutions
credit solutions
credit solutions
In partnership with
Your Path to Financial Growth
We give you the essential tools to understand, manage, and improve your credit health.
Credit Report
Get a full view of your borrowing history. A credit report helps you track payments, spot issues early, and show lenders you’re a reliable borrower.
Credit Score
See where you stand at a glance. Your credit score sums up your borrowing behavior in a 3-digit number, helping you qualify for loans, credit cards, and better interest rates.
Clearance Certificate
Prove your financial freedom. A clearance certificate is a confirmation of your current credit status, making it easier to access new loans, close accounts, and build trust with lenders.
Hear it from our users
Hear it from our users
4.3
"My experience with KAMOA's Refer a Friend feature has been fantastic. It's an easy way to share the app with friends while earning great rewards. The feature is user-friendly and a win-win for both me and my friends. Highly recommend it!"
Jerry
2 Jan 2025
I loved how easy it was to navigate the app and there were a variety of lenders to choose from. The approval was fast and It felt like they geniunely cared about helping me, not just making a sale. Highly recommend it to anyone needing a reliable financial boost!.
Stanley
3 Dec 2024
The community feature makes me feel less isolated and motivated"
John
2 dec 2024
"My experience with KAMOA's Refer a Friend feature has been fantastic. It's an easy way to share the app with friends while earning great rewards. The feature is user-friendly and a win-win for both me and my friends. Highly recommend it!"
Jerry
2 Jan 2025
I loved how easy it was to navigate the app and there were a variety of lenders to choose from. The approval was fast and It felt like they geniunely cared about helping me, not just making a sale. Highly recommend it to anyone needing a reliable financial boost!.
Stanley
3 Dec 2024
The community feature makes me feel less isolated and motivated"
John
2 dec 2024
"My experience with KAMOA's Refer a Friend feature has been fantastic. It's an easy way to share the app with friends while earning great rewards. The feature is user-friendly and a win-win for both me and my friends. Highly recommend it!"
Jerry
2 Jan 2025
I loved how easy it was to navigate the app and there were a variety of lenders to choose from. The approval was fast and It felt like they geniunely cared about helping me, not just making a sale. Highly recommend it to anyone needing a reliable financial boost!.
Stanley
3 Dec 2024
The community feature makes me feel less isolated and motivated"
John
2 dec 2024
"My experience with KAMOA's Refer a Friend feature has been fantastic. It's an easy way to share the app with friends while earning great rewards. The feature is user-friendly and a win-win for both me and my friends. Highly recommend it!"
Jerry
2 Jan 2025
I loved how easy it was to navigate the app and there were a variety of lenders to choose from. The approval was fast and It felt like they geniunely cared about helping me, not just making a sale. Highly recommend it to anyone needing a reliable financial boost!.
Stanley
3 Dec 2024
The community feature makes me feel less isolated and motivated"
John
2 dec 2024
"My experience with KAMOA's Refer a Friend feature has been fantastic. It's an easy way to share the app with friends while earning great rewards. The feature is user-friendly and a win-win for both me and my friends. Highly recommend it!"
Jerry
2 Jan 2025
I loved how easy it was to navigate the app and there were a variety of lenders to choose from. The approval was fast and It felt like they geniunely cared about helping me, not just making a sale. Highly recommend it to anyone needing a reliable financial boost!.
Stanley
3 Dec 2024
The community feature makes me feel less isolated and motivated"
John
2 dec 2024
"My experience with KAMOA's Refer a Friend feature has been fantastic. It's an easy way to share the app with friends while earning great rewards. The feature is user-friendly and a win-win for both me and my friends. Highly recommend it!"
Jerry
2 Jan 2025
I loved how easy it was to navigate the app and there were a variety of lenders to choose from. The approval was fast and It felt like they geniunely cared about helping me, not just making a sale. Highly recommend it to anyone needing a reliable financial boost!.
Stanley
3 Dec 2024
The community feature makes me feel less isolated and motivated"
John
2 dec 2024
"My experience with KAMOA's Refer a Friend feature has been fantastic. It's an easy way to share the app with friends while earning great rewards. The feature is user-friendly and a win-win for both me and my friends. Highly recommend it!"
Jerry
2 Jan 2025
I loved how easy it was to navigate the app and there were a variety of lenders to choose from. The approval was fast and It felt like they geniunely cared about helping me, not just making a sale. Highly recommend it to anyone needing a reliable financial boost!.
Stanley
3 Dec 2024
The community feature makes me feel less isolated and motivated"
John
2 dec 2024
"My experience with KAMOA's Refer a Friend feature has been fantastic. It's an easy way to share the app with friends while earning great rewards. The feature is user-friendly and a win-win for both me and my friends. Highly recommend it!"
Jerry
2 Jan 2025
I loved how easy it was to navigate the app and there were a variety of lenders to choose from. The approval was fast and It felt like they geniunely cared about helping me, not just making a sale. Highly recommend it to anyone needing a reliable financial boost!.
Stanley
3 Dec 2024
The community feature makes me feel less isolated and motivated"
John
2 dec 2024
"My experience with KAMOA's Refer a Friend feature has been fantastic. It's an easy way to share the app with friends while earning great rewards. The feature is user-friendly and a win-win for both me and my friends. Highly recommend it!"
Jerry
2 Jan 2025
I loved how easy it was to navigate the app and there were a variety of lenders to choose from. The approval was fast and It felt like they geniunely cared about helping me, not just making a sale. Highly recommend it to anyone needing a reliable financial boost!.
Stanley
3 Dec 2024
The community feature makes me feel less isolated and motivated"
John
2 dec 2024
"My experience with KAMOA's Refer a Friend feature has been fantastic. It's an easy way to share the app with friends while earning great rewards. The feature is user-friendly and a win-win for both me and my friends. Highly recommend it!"
Jerry
2 Jan 2025
I loved how easy it was to navigate the app and there were a variety of lenders to choose from. The approval was fast and It felt like they geniunely cared about helping me, not just making a sale. Highly recommend it to anyone needing a reliable financial boost!.
Stanley
3 Dec 2024
The community feature makes me feel less isolated and motivated"
John
2 dec 2024
"My experience with KAMOA's Refer a Friend feature has been fantastic. It's an easy way to share the app with friends while earning great rewards. The feature is user-friendly and a win-win for both me and my friends. Highly recommend it!"
Jerry
2 Jan 2025
I loved how easy it was to navigate the app and there were a variety of lenders to choose from. The approval was fast and It felt like they geniunely cared about helping me, not just making a sale. Highly recommend it to anyone needing a reliable financial boost!.
Stanley
3 Dec 2024
The community feature makes me feel less isolated and motivated"
John
2 dec 2024
"My experience with KAMOA's Refer a Friend feature has been fantastic. It's an easy way to share the app with friends while earning great rewards. The feature is user-friendly and a win-win for both me and my friends. Highly recommend it!"
Jerry
2 Jan 2025
I loved how easy it was to navigate the app and there were a variety of lenders to choose from. The approval was fast and It felt like they geniunely cared about helping me, not just making a sale. Highly recommend it to anyone needing a reliable financial boost!.
Stanley
3 Dec 2024
The community feature makes me feel less isolated and motivated"
John
2 dec 2024
"My experience with KAMOA's Refer a Friend feature has been fantastic. It's an easy way to share the app with friends while earning great rewards. The feature is user-friendly and a win-win for both me and my friends. Highly recommend it!"
Jerry
2 Jan 2025
I loved how easy it was to navigate the app and there were a variety of lenders to choose from. The approval was fast and It felt like they geniunely cared about helping me, not just making a sale. Highly recommend it to anyone needing a reliable financial boost!.
Stanley
3 Dec 2024
The community feature makes me feel less isolated and motivated"
John
2 dec 2024
"My experience with KAMOA's Refer a Friend feature has been fantastic. It's an easy way to share the app with friends while earning great rewards. The feature is user-friendly and a win-win for both me and my friends. Highly recommend it!"
Jerry
2 Jan 2025
I loved how easy it was to navigate the app and there were a variety of lenders to choose from. The approval was fast and It felt like they geniunely cared about helping me, not just making a sale. Highly recommend it to anyone needing a reliable financial boost!.
Stanley
3 Dec 2024
The community feature makes me feel less isolated and motivated"
John
2 dec 2024
"My experience with KAMOA's Refer a Friend feature has been fantastic. It's an easy way to share the app with friends while earning great rewards. The feature is user-friendly and a win-win for both me and my friends. Highly recommend it!"
Jerry
2 Jan 2025
I loved how easy it was to navigate the app and there were a variety of lenders to choose from. The approval was fast and It felt like they geniunely cared about helping me, not just making a sale. Highly recommend it to anyone needing a reliable financial boost!.
Stanley
3 Dec 2024
The community feature makes me feel less isolated and motivated"
John
2 dec 2024
"My experience with KAMOA's Refer a Friend feature has been fantastic. It's an easy way to share the app with friends while earning great rewards. The feature is user-friendly and a win-win for both me and my friends. Highly recommend it!"
Jerry
2 Jan 2025
I loved how easy it was to navigate the app and there were a variety of lenders to choose from. The approval was fast and It felt like they geniunely cared about helping me, not just making a sale. Highly recommend it to anyone needing a reliable financial boost!.
Stanley
3 Dec 2024
The community feature makes me feel less isolated and motivated"
John
2 dec 2024
One of the Top Apps in Digital Finance
One of the Top Apps in Digital Finance
One of the Top Apps in Digital Finance
One of the Top Apps in Digital Finance
350K+
350K+
350K+
Downloads on Google Play
Downloads on Google Play
Downloads on Google Play
4.3
4.3
4.3
Rating out of 5
Rating out of 5
Rating out of 5
185k+
185k+
185k+
Financial transactions facilitated
Financial transactions facilitated
Financial transactions facilitated
